![]() ![]() Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. View terms and conditions for all our credit card products.We strive to provide you with information about products and services you might find interesting and useful. Terms and conditionsĮligibility criteria, lending criteria, terms and conditions apply. Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. If you only make the minimum repayment each month, you will pay more interest and it will take you longer to pay off the unpaid balance.Īpple and Apple Pay are trademarks of Apple Inc., registered in the U.S. All new purchases, cash advances and any unpaid interest or fees will incur interest at the standard interest rate in accordance with the card’s Conditions of Use. Interest rates are subject to change without notice. If you have multiple balance transfer rates, payments will first be applied to the balance transferred on the highest interest rate. ![]() Payments will then be applied to transactions that have not yet appeared on a statement in the same order. Payments you make to your Westpac credit card will first go to charges and interest accrued, then to cash advances and purchases, followed by balance transfers as they appear on your last statement. Balance transfers do not earn Airpoints Dollars™ or hotpoints®. Balances cannot be transferred to a Mastercard® BusinessCard/Purchasing Card. ![]() Your card must remain within its credit limit after the balance has been transferred. You can transfer up to 95% of your available credit card limit. You cannot transfer a balance from a Westpac card or loan. All applications are subject to Westpac approval. Balance Transfer Terms and Conditions and lending criteria apply. Terms and conditions apply to Google Pay, see Westpac Google Pay Terms and Conditions for more information.Ħ Rate will apply to balance(s) transferred until that balance(s) is paid off. For a list of compatible Google Pay devices, see Google Support. Customers also need a compatible Android device. Terms and conditions apply to Apple Pay, see Westpac Apple Pay Terms and Conditions for more information.ĥ Google Pay is available to eligible Westpac debit and credit Mastercard customers. For a list of compatible Apple Pay devices, see Apple Support. Customers also need a compatible Apple device. See credit card interest-free days page for how it works.ģ Provided you notify us as soon as possible, have not acted fraudulently or negligently, and have complied with the card’s Conditions of Use.Ĥ Apple Pay is available to eligible Westpac debit and credit Mastercard customers. Cash advances, balance transfers and interest and fees are not purchases and have no interest free days. The NZ$3 for debit card international transaction fee saving applies to Westpac customers only, and is subject to change.Ģ Interest free days give you access to interest-free credit - if you pay off your balance in full (excluding balance transfers) by the payment due date. Institutions participating in the Global ATM Alliance are subject to change but currently include Deutsche Bank (Germany), Bank of America (United States), Scotiabank (Canada), Barclays Bank (United Kingdom), BNP Paribas (France), Westpac (Australia) and Westpac (New Zealand). Transaction fees do not apply when using ATMs within the Global ATM Alliance in the respective country shown. For full details refer to the Westpac Fee Free Mastercard® Conditions of Use and the Transaction and Service Fees brochure. 1 Third party fees and Westpac charges may apply.
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![]() The Hegemony Toy Company is reviewing its inventory levels. If standard costing is used, the standard cost applied to an inventory item may diverge from its actual cost. The method for allocating overhead to inventory may change, such as from using direct labor hours as the basis of allocation to using machine hours used. For example, some items that were charged to expense as incurred are now allocated. The contents of the cost pools from which overhead costs are allocated to inventory may be altered. There are several ways in which the inventory turnover figure can be skewed. ![]() Problems with the Inventory Turnover Formula This is known as the inventory turnover period. Thus, a turnover rate of 4.0 becomes 91 days of inventory. You can also divide the result of the inventory turnover calculation into 365 days to arrive at days of inventory on hand, which may be a more understandable figure. The formula is:Īnnual cost of goods sold ÷ Inventory = Inventory turnoverĪ more refined measurement is to exclude direct labor and overhead from the annual cost of goods sold in the numerator of the formula, thereby concentrating attention on just the cost of materials. If the ending inventory figure is not a representative number, then use an average figure instead, such as the average of the beginning and ending inventory balances. To calculate inventory turnover, divide the ending inventory figure into the annualized cost of sales. The latter scenario is most likely when the amount of debt is unusually high and there are few cash reserves. ![]() ![]() However, it may also mean that a business does not have the cash reserves to maintain normal inventory levels, and so is turning away prospective sales. When there is a high rate of inventory turnover, this implies that the purchasing function is tightly managed. In both cases, there is a high risk of inventory aging, in which case it becomes obsolete and has little residual value. When there is a low rate of inventory turnover, this implies that a business may have a flawed purchasing system that bought too many goods, or that stocks were increased in anticipation of sales that did not occur. Doing so can substantially increase the investment in inventory. The purchasing manager may advocate purchasing in bulk to obtain volume purchase discounts. A pull system that only manufactures on demand requires much less inventory than a "push" system that manufactures based on estimated demand. The inventory accounting method used, combined with changes in prices paid for inventory, can result in significant swings in the reported amount of inventory.įlow method used. Some portion of the inventory may be out-of-date and so cannot be sold.Ĭost accounting. Inventory may be built up in advance of a seasonal selling season. The following issues can impact the amount of inventory turnover: It can be used to see if a business has an excessive inventory investment in comparison to its sales, which can indicate either unexpectedly low sales or poor inventory planning. If the figure is high, it will generally be an indicator of the fact that the company is encountering problems selling its inventory.The inventory turnover formula measures the rate at which inventory is used over a measurement period. Companies are aiming to keep their days in inventory figures low. What is Days in Inventory?ĭays in inventory is a measure of how many days, on average, a company takes to convert inventory to sales, which gives a good indication of company financial performance. Inventory Turnover (IT) = COGS / ĮI represents the ending inventory. The following formula is used to calculate inventory turnover: Should a company be cyclical, the best way of assessing its operations is to calculate the average on a monthly or quarterly basis. We calculate the average inventory by adding our starting and finishing inventories together and dividing by two. We calculate inventory turnover by dividing the value of sold goods by the average inventory. The ratio can show us the number of times and inventory has been sold over a particular period, e.g., 12 months. Inventory turnover is a very useful way of seeing how efficient a firm is at converting its inventory into sales. ![]() It’s popular with many users, from digital marketers and professional video editors to social media creatives. WonderShare UniConverter is more expensive than VideoProc, but the customer support is better, with live chat, phone, and email options. There are some similar video editors/converters worth a mention for good customer support options and ease of use. The built-in media downloader engine supports more than 1000 online sites, including YouTube, Facebook, Twitch, Vimeo, SoundCloud, and Instagram.ĭigiarty’s support offerings are FAQs, the user guide, or email support (Image credit: Digiarty VideoProc) The competition All popular video and audio formats are supported, and you can also downscale/upscale, compress video without losing quality, and adjust the quality of your video. The program offers powerful video, audio, and DVD conversion features. ![]() GoPro users will find a couple of editing tools specifically for their footage, too. VideoProc processes all types of large and multi-format media, including smartphone, drone, action cam, tablet, PC, and 4K/HD/Ultra-HD videos. The screen recorder is simple to use and offers recording modes that are useful for creating different types of videos. This feature enables you to record your screen or webcam, as well as draw, type, highlight, or add voiceover to your footage. It is impressive how much of a difference this makes to processing speed, so VideoProc gets big kudos here. Processing video is a power-hungry task, and VideoProc offers GPU acceleration to enable fast editing and transcoding, while still keeping output video quality high. Below, though, we’ll focus on the areas where VideoProc really stands out. There’s not a lot of creative features like overlays or fancy fonts, but there is a small effects library that allows you to add vignettes or do lens correction. VideoProc has a few basic editing tools, such as trim, mirror, flip merge, and subtitles. The full version of VideoProc comes on three different licenses: One Year, Lifetime, and Family License (Image credit: Digiarty VideoProc) VideoProc: Features ![]() Scary that F&W couldn't answer your questions. Any other question regarding there use in ALberta is ILLEGAL. The only and all rules and regs regarding the use of e-callers is written into 1 paragraph posted above. You CAN NOT use crow, magpie, coyote, red fox or wolf e-sounds to hunt. You can use the e-sounds of a rabbit, hare or rodent to hunt crows, magpies, coyote, red fox, or wolf. You gents are still reading and understanding incorrectly. Yes fawn in distress works well but it best be from a hand call to be legal. How much clearer than " it is unlawful " does a person need ? Bears aren't listed as being a lawful critter to call with the e-caller so fall into that unlawful section. You'd best hope that the next warden that questions you about your use of the e-caller is the same one. Having said that if someone asked me how I interpret them from a purely wild and not legislative perspective, definitely predator. I would interpret your query on the Black Bear as being big game as you need to purchase a tag, same as a cougar would be. I'm sure that has happened to a few members on this site where one officer says one thing and another says something different. Its funny that your experience with the FW officer tells you one thing where you wouldn't be in violation of the regulations, but meet a different officer and you could be in violation of the regulations. Where the grey area would come in raises a valid question as to why its not more clear and I guess leads to conversations such as this. That statement is within reason of course, interpretation is no excuse to blatantly do something that is obviously incorrect. It all comes down to interpretation, and since we are human interpretation is just that, could mean different things to different people. Some reply just read the regs and all will be clear while others don't necessarily see it that way. But, the WT is bulky.įunny how one question raises many others isn't it. ![]() But my other fox pro calls are not as clear or as loud as my wildlife tech call. I like fox pro for sure, and am going to purchase a fusion in the next few days. However, we've shot 4 wolves just using a primos hot-dog call and tally ho distress. I have a wildlife tech MA-21 northern call package that has erie wolf sounds on it. It is confusing.īack on topic, I have had some success calling wolves with an e-caller. I wish the regs just plainly said that you can't use an e-caller replicating sounds of prey animals or big game animals to hunt predators. I watched two lynx come in last year to the Hi Pitch Snowshoe and I was a good 60 feet above them on a hill and the second the sounds stopped. Lynx: Lucky Bird, All of the Mark II snowshoe hares, Lightning Jack. I assume, you can't use one to call bears. Find Them Wolves have large territories50 square miles or moreso you can’t just wander out into the woods and start calling. These are FoxPro sounds that should work for the species you're asking about in and around Alaska. Are bears big game or a predator? He couldn't give me an answer. Another gray area I asked about was using an e-caller for calling for bears. Now when I spoke to to FW officer, I specifically asked him about using bleats and cries of prey animals, big game animals. You can use the e-caller to mimic the sounds of crows, magpies etc. Wget -ftp-user=ftp_username -ftp-password=ftp-password ftp://url/of/the/website After which, you can simply specify the same in the following command syntax to download it: To download a file via FTP, you need the username and password for the server. So, if you tried downloading a file in a browser (like Chrome), and it stopped downloading midway for some reason, you can resume the download where it left off using Wget. Wget makes it quite easy to resume a download that was interrupted. Wget -no-check-certificate url/of/the/website Instead, you’ll need to use the –no-check-certificate option to bypass SSL check.Īdding this to your command would look like this: Using the standard Wget download wouldn’t help in this case. However, there may be times when you’d want to download a file from a website that doesn’t have a valid SSL certificate. It’s present on pretty much most websites these days. Download a File by Skipping Certificate CheckĪn SSL certificate authenticates a website’s identity and enables an encrypted connection. Once inside, enter a command in the following syntax: Once you’ve added these links to the text file, open the CMD or Terminal and navigate to the directory where you want to save these files. Wget will show you details like file size, transfer speeds, download progress, and estimated time to complete the download when the download starts. Wget will now resolve the supplied domain, connect to the server, and begin downloading. To download a single file from a URL, open the Terminal or Command Prompt and run your command in the following syntax: The following are some of the most common Wget operations.
![]() What is the difference between normal and sensitive security policy?. ![]() How do I set my default upload sorting mode for my galleries?.How can my client reset their password?.How can I remove the Pic-Time branding from the site?.How can I retrieve invoices for the plan subscription?.How do I change the email templates for the gallery invite?.How can I hide the list of liked photos from other users?.How do I modify a CSV list and use it in Lightroom?.Browser Certificate issue for older operating systems.How do I Integrate Facebook Pixel or Google Tag Manager?.How am I able to review my account storage?.How can I disable/enabled copies of the emails sent to the photographer?.How do I customize a brand and add multiple brands?.How do I connect my Google Analytics account?.Why are my settings not saving? (LastPass).What are the properties of a burned watermark?.How can I choose the grid layout for galleries?.How do I block the order shipped emails?.What are the commission rates for various subscription plans?.How do I unblock custom domains on Cloudflare?.How do I set up two-factor authentication?.What is included under Professional Workflows for Paid Plans?.How can I set my self-fulfill shipping rates?.How can I customize email templates in an Email Package?.How are images affected by image processing?.How do I send emails with my own email address instead of How do I apply a watermark to my photos?.Where are email templates triggered on the platform?.How do I upload a print release to the gallery?.How do I invite a photographer to Pic-Time and receive a month off?.How do I resend a gallery invitation to the photographer invited users?.How should I use dynamic text in the emails templates?.How do I manage the testimonials from my galleries?.How do I downgrade my plan and how will my account be affected?.This is also a good time to check the other entries and remote any other that you yourself haven’t installed for a specific reason. To do that, open the browser, go to Tools > Settings > Extensions, and delete the EasyDocMerge entry. But those who have installed the fake extension and EasyDocMerge have to remove it from their browsers themselves. Thankfully, Google has already removed the fake LastPass offering from the Chrome Web Store. The big and obvious download buttons are much more likely to be clicked on, and lead users to a site offering the free download of EasyDocMerge – an app that apparently helps with merging files, offers access to services to convert files to different formats, but also conveniently replaces the default home page, changes search engine preferences, and shows a slew of unwanted ads on websites the user visits. Once they installed the fake plugin and ran it, they were redirected to a site that offered a link to download the real LastPass app, “buried” between ads and deceptive download buttons – the only link that leads to the real LastPass is contained in the microscopic “Click here if download doesn’t start automatically” sentence: The download numbers say that over 1,800 users were tricked into downloading the fake plugin, as they either didn’t notice or didn’t care that the publisher is not “” but “AdGetBlock,” and the extension has a poor rating due to many users leaving comments warning about its bogus nature. Inexperienced users are likely to fall for the scheme and download the fake extension as the publisher has perfectly replicated the page offering the legitimate one: A fake LastPass extension has been found lurking on the Chrome Web Store, offering promises of free and easy password management, but instead taking users for a ride involving website redirections, deceptive ads, and potentially unwanted toolbars. ![]() Therefore, at minimum, you’ll be adding your preferred meds (see our medicinal suggestions below) to those commercial kits.īuilding a fully custom first aid kit for hiking and backing packing is not difficult. ![]() For example, they typically do not come with any medicine whatsoever. Yet even good prepackaged kits will require customization depending on your needs. Ultralight backpackers or short weekend hiking trips only require the bare essentials that can be found convenient kits like the AMK Mountain Series Daytripper First Aid Kit which only weighs 15 ounces. Anything beyond that scope will probably require a cell phone and help from medical services. Plan for most likely medical needs while backpacking like blisters, burns, small cuts, sprains, soreness and so on. You may find that creating your own kit is less expensive and lighter weight than even well-designed first aid kits for backpackers. Backpackers are better served by building a custom DIY first aid kit. While most generic first aid kits have basic essentials, their bandages and other materials are typically very low quality, and they don’t include treatments for the most common ailments while hiking and camping. But with limited space, you can’t prepare for every scenario. A good backpacking first aid kit must be able to deal with a variety of potential risks on the trail. Having a good first aid kit is essential for backpackers. ![]() With no medical services or pharmacies around, even small cuts or sprains can result in infections and other complications. Getting injured in the wilderness is dangerous. Rebooting your PC won't solve all of your performance issues - for that read our handy guide to speeding up your PC. That's why you should still reboot your PC every so often. This can be due to its memory filling up or to the amount of temporary files created, among other reasons. But don’t worry, once the battery is critical, your laptop will automatically use hibernation (see below) to completely shut down and prevent any data loss.Īlso, Windows and macOS and your apps tend to slow down and become a bit unreliable after a few days without being shut down. You might wake up your laptop later to discover its lost significant amount of battery life. ![]() Sleep still consumes just a bit of battery and while it usually takes days (or weeks!) for a device on sleep to drain a fully charged battery, it’s something to be aware of. The cons of putting your PC or Mac to sleep Once you open the laptop or push a button, your laptop is instantly ready with all your applications running - and you can keep on working. Sleep mode is the best and easiest option when you’re just quickly taking a break from work and have enough battery power left (or when your laptop is connected to the power outlet). That RAM is then the only thing that draws batter and unnecessary built-in devices like your laptops processor, hard disk or DVD drive are powered down to save power. Sleep is a very power efficient way to give your device a quick rest without completely shutting it down: Once you click on that option (or close your laptop lid), everything you’re working on and everything that's running, such as Windows or macOS and your applications, are kept in your computer's main memory (the Random Access Memory, or RAM). Sleep mode What happens when you put your PC or Mac computer to sleep If you don’t feel like saving all your work but you need to go away for a while, hibernation is your best option.Įvery once in a while it’s wise to completely shutdown your computer to keep it fresh. In situations where you just need to quickly take a break, sleep (or hybrid sleep) is your way to go. When to shut down, sleep, or hibernate your laptop? ![]() To run most CLI commands from your Slack channel, ensure you select All actions permitted.ġ. Here is the video tutorial for how to setup a Kony Chatbot, by using Command Line statements. So only writing $commands into the box does nothing. There has to be text before $commands, otherwise it wont work. ![]() Every content creator can use the OWN3D Pro chatbot for free. How to get an OpenAI API KeyĪccording to Daily eSports, The live-streaming industry has grown by 99% from April 2019 to April 2020. A good working chatbot is a be-all and end-all for any streamer. Now that we’ve got you interested, here’s the ultimate cheat sheet for using the best chatbot maker for influencers and streamers, the Streamlabs chatbot. Your audience never misses a beat and feels your presence lurking while you sleep. Further, it makes editing and managing all platforms simultaneously a simple process. The full-stack, open-source software collection for live-streaming content on Discord, Facebook Games, Twitch, and YouTube also acts as the center. We will not change anything on this tab – as our bot is simple and doesn’t get any data from Space. All preparation steps are behind, let’s do some coding! First, we should start with creating a Space client that will let us make requests to our Space instance. Otherwise, the user will get the 500 Internal Server Error. On receiving chatbot commandsPayload, it’s important to respond with some HTTP code. Social Commands (YouTube, Twitter, Instagram etc) Copy Chat Command to Clipboard This adds a win to your current wins count.ToeKneeTM Gulag Win/Loss 2/5 ! Gloss +m $mychannel has now suffered $count losses in the gulag. Copy Chat Command to Clipboard This adds a loss to your current losses count.ToeKneeTM Gulag Win/Loss 3/5 ! Gulag $mychannel has $checkcount(!gwin) wins and $checkcount(!gloss) losses in the gulag. If you are entering the commands from the dashboard area, simply begin your copy after the ! Save your file in an easy to recall location as a FILENAME.txt file and then use the command below. Let people share their eMail address conversing with the ChatBot! Use the retargeting feature to prompt users with an enticing offer. Collect eMail Addresses from your website users. The chat details are displayed exactly how the chat interactions took place. If you want to track your YouTube video plays, you can also use a browser extension which supports Last.fm scrobbling. This will display the time since your latest YouTube video upload was published. This cooldown does not apply for your Twitch mods and is separate from the global chat command cooldown. Having a public Discord server for your brand is recommended as a meeting place for all your viewers. As a streamer, you always want to be building a community. When talking about an upcoming event it is useful to have a date command so users can see your local date. As a streamer you tend to talk in your local time and date, however, your viewers can be from all around the world. We hope that this list will help you make a bigger impact on your viewers. While there are mod commands on Twitch, having additional features can make a stream run more smoothly and help the broadcaster interact with their viewers. MessageOutline is a small block that precedes the main message body. AcceptRemindMessage and remindMessage use the message builder DSL to create a ChatMessage. Here we’ve updated the helpMessage so that it now returns the list of supportedCommands. post some commonly used commands, announcements, or to shout out your sponsors. Demonstrated commands take recourse of $readapi function.This will display your current Legend on Apex Legends. ![]() Mods» chat command you also might want it to respond when a viewer types «!.Command and the mentioned user will then see the response highlighted in their Twitch chat.To make this easier i just put $commands in the response so they will all be placed on a single page.Wins $mychannel has won $checkcount(!addwin) games today.From here you can change the ‘audio monitoring’ from ‘monitor off’ to ‘monitor and output’. This will allow you to customize the video clip size/location onscreen without closing. Just click the ‘browse’ button and upload your video file and then convert.feel free to turn ‘loop’ on. The following post will talk about how you can add, remove, edit, and alias custom commands with the StreamElements chatbot. ![]() He went on to say many more rude things at which point I blew my top and begggged him to call the police. ![]() To which I respond, then why would I be begging you to call my bank to verify the check? I could not believe any professional business person would ever say something like that to a customer. He then looks at me and squints his beady little eyes and says you are displaying all of the behaviors of someone trying to write a bad check. He proceeds to tell me he will not call to verify the check and I am going to have to leave my dogs until I come back with cash. This old, badly groomed, man (the owner?) comes out of the grooming room and immediately starts in about the policy, I explain my predicament and tell him that if there is a problem he can just call and verify my check but I really want my dogs back. They new I was a first time client so why wait until I come to pick up the dogs? Ok, Here is where the horror starts. So, I reiterate the fact that if only I had been told about the policy of no checks on the first visit, when I made the appointment, or told when I dropped the dogs off, or if there was even a sign, then I would not have even booked the appointment or dropped the dogs off. ![]() Anyway, back to the story, I explain that it is a local check but my bank does not have a branch here in Tennessee so I cannot just run to the bank and do a cash draw and with a hundred things left to do did not feel the need or have the time to run all over town trying to talk a check cashing place into cashing a check drawn on a University credit Union. Please keep in mind that I am an online student (for the past 2 years) and a long time Murfreesboro resident with plenty of ID to back up my local address which is on the check and my ID. A little background information, so this story makes sense as a graduate student all of my financial aid refunds, scholarships, loans and grants are funneled into a bank account through Horizon One in partnership with Liberty University in Lynchburg, Va. So consequently, I was without one and since I am a graduate student I cannot afford to have high interest credit cards and do not want any until after I graduate with my MAT in Education. I explained that unfortunately, a week before my debit card from my bank was damaged and the bank advised me to destroy it before throwing it away and they would mail another one right away. The receptionist (not the one that checked my dogs in that morning) said that they could not accept a check from a first time customer. I asked the total and pulled out my check book. I was told they would be ready at 2:00 and came back promptly at that time. Happily, I arrived with my pups and dropped them off. I had a whim to have the dogs groomed before we left town so they would not shed in the car, since our regular groomer was booked, I called Safari Pet Resort and they said they had a couple of openings Thursday morning so I booked them. Myself, my husband, our 3 children (9, 8 and 5) and our 2 beloved dogs were due to leave on our family vacation first thing Friday morning. I had passed this place several times on the way to my friends house and thought it looked interesting. ![]() The owner is a horrible person and the employees are all liars that are interested only in covering their own mistakes. If you love your pet DO NOT Take them to this terrible place. |
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